Our News
Buying your first home is an exciting milestone – a new chapter full of possibility and pride. At Homes for All, we know it can also feel overwhelming, especially for first-time buyers navigating the many steps and costs involved.
That’s why we’ve put together this straightforward, easy-to-follow guide to help you take confident strides towards owning your brand-new home. Here are the five easy steps to buying your first home in South Africa, designed to make the process as smooth and enjoyable as possible.
Step 1: Understand Your Finances, Set a Realistic Budget and Get Pre-Approved
Before you fall in love with a property, it’s essential to take stock of your financial health. Buying a home is a big commitment and being clear on what you can afford will save you stress later on.
Start by assessing your income, expenses and savings. Most banks are happy to lend you the full purchase amount but it is a good rule of thumb to aim to have savings for a deposit of at least 10% to 20% of your target property price. This often ensures you get a lower interest rate on your loan which means lower monthly repayments. Don’t forget to factor in additional costs such as transfer fees, bond registration, attorney fees, and moving expenses. These can add up to around 7% to 10% of the purchase price. When buying a previously owned home, these costs are often separate from the house price and need to be accounted for. However, when you buy off-plan, these additional costs are typically not applicable when buying from developers. By setting a realistic budget early, you’ll focus your search and have a better guarantee of success. There are handy online calculators to help you estimate how much bond you can afford based on your income and expenses.
Check your credit score. Your credit score plays a key role in loan approval, so check it and work on improving it, if necessary.
Getting pre-approved for a home loan is your next critical step. Pre-approval gives you a clear idea of how much a bank is willing to lend you based on your financial profile and it can give you a significant advantage in a competitive market. It also makes it easier to understand what price range you should be considering. Whether you’re looking to buy a home off-plan or an existing property, knowing your budget gives you more power when negotiating.
To get pre-approval, the banks will require proof of income, bank statements and a valid ID from you. Most banks will also want to review your credit report to determine your eligibility.
Step 2: Decide What You Want in a Home and Location
The next step is to decide on the type of home and location that fits your needs. Whether you’re looking for a newly built home off-plan or a ready-to-move-in property, think about your long-term needs.
Ask yourself:
Are you comfortable buying an older property that may need repairs and maintenance or do you prefer a move-in-ready modern home?
Do you plan to have children in the future; and if so, does the property offer enough space for a growing family?
How many bedrooms or bathrooms do you need?
Are you interested in an apartment, townhouse or a house?
What’s your ideal location? Is proximity to work, schools, parks or public transport important?
How much time and money are you willing to spend on repairs and maintenance with a previously owned home?
Are you flexible enough to wait for a new development or do you need something ready for immediate occupation?
Do you want the opportunity to inspect a previously owned home before buying or would you prefer the warranties or guarantees associated with new builds?
Off-plan homes often offer the benefit of customisation and modern features in new developments, while purchasing a resale property means immediate availability but may require some renovations. The location is just as important as the property type – make sure you research areas that suit your lifestyle.
Step 3: View the Property and Review the Offer to Purchase
Once you’ve identified a home you’re interested in and that is within your budget, it’s time to view it in person. If you’re buying off-plan, you may only be able to visit a showhouse or view models of the development, but it’s still an opportunity to get a feel for the property’s style and finishes.
When you find the right home, you’ll need to complete an Offer To Purchase (OTP). The OTP is a legally binding agreement between you and the seller (or developer) that outlines the terms of the sale, including the purchase price and payment schedule.
It’s crucial to ensure that you read through and understand the terms of the OTP before signing. If you have any queries or concerns, seek clarify from your agent or the conveyancer.
Step 4: Finalise Your Home Loan and Prepare for Transfer
After your OTP is signed, it’s time to finalise your home loan application and prepare for the transfer process.
Along with your bond application, you’ll need to pay for costs like bond registration fees, but when buying from a developer, transfer fees and transfer duty typically do not apply. These additional costs, which can be significant when buying a previously owned home, are often factored into the property price when purchasing a new, off-plan property.
Once the legal transfer process is complete, your new home or property will be officially registered in your name.
Step 5: Take Possession and Start Your New Chapter
When all the paperwork is done and your bond has been finalised, it’s time to take possession of your new home.
With a previously owned home, it’s also crucial to be aware of latent defects, which are issues that may not be immediately visible to the average person, such as damage to plumbing, rising damp or structural weaknesses. In South Africa, the “voetstoots” clause in the deed of sale means that once the property is sold,the property is sold as is and the seller is not liable for any defects that weren’t noticed unless they were deliberately hidden. For this reason, it’s essential to ensure that you are aware of any potential issues before proceeding with the purchase.
It is recommended to hire a specialist to conduct a thorough inspection of a previously owned property, especially for structural defects. A professional home inspection can uncover hidden problems that may not be visible during a casual viewing, ensuring you aren’t caught off guard after moving in.
If buying an off-plan property, the developer will hand over the keys once the construction is completed and all requirements have been met. It’s a good idea to do a final walk-through of the property to ensure everything is in order and meets your expectations. It’s crucial to inspect the property thoroughly to ensure the finished product matches the initial plans and specifications.
A newly built home typically comes with various warranties, including a 3-month maintenance defect period, a 1-year warranty on the roof, and a 5-year warranty on the structure. These warranties provide added peace of mind, ensuring that any defects or issues that arise within these periods are addressed by the developer.
Final Tips for First-Time Buyers
Be patient: Buying a home is a process. Don’t rush the decision – take your time to find the property that’s right for you.
Do your research: Whether you’re buying off-plan or an existing home, research the developer’s or seller’s reputation and check for any red flags.
Think long-term: Consider the property’s future resale value, the area’s growth potential and how it will meet your needs in the years to come.
Stay organised: Keep all your documents in one place and track important dates, such as bond approval deadlines and handover dates.
Get insurance: Home insurance protects your investment, so make sure you have a policy in place from day one.
Homes For All holds a Fidelity Fund Certificate issued by the Property Practitioners Regulatory Authority (PPRA) [...]
For most South Africans, owning a home is a dream rooted in security, stability and a better future. But for many, that dream has long felt out of reach – either too complex, too costly or simply overwhelming. That’s where we step in.
At Homes For All, we’re not just a property developer. We’re a team of people deeply invested in making homeownership accessible, empowering ordinary South Africans with real opportunities to own quality-built, well-located homes. It’s not about selling houses – it’s about building futures.
From the moment a prospective homeowner walks through our door, they’re met with a clear sense of structure, purpose and support. Whether it’s a first-time buyer or someone looking to scale into a more permanent living arrangement, we offer more than just property – we offer peace of mind.
What exactly does Homes For All do?
At Homes For All, we specialise in full-title residential developments. These are not piecemeal offerings in the traditional build-it-yourself sense; while the layout is fixed, clients can choose their preferred stand, house type, finishes and key modifications – such as repositioning windows, doors or light switches – all within council and architectural allowances.
Our “plot and plan” packages mean the purchase includes both the land and the construction of the house. Each home is built according to pre-designed plans – thoughtfully laid out for comfort, energy efficiency and future planning.
Clients begin their journey with an affordability check, facilitated through trusted bond originators. This pre-approval process considers income, expenses and credit score to determine the bond amount a buyer might qualify for. Once that’s in place, our clients can explore available house sizes, layout options and stands across our Homes For All developments.
How will I know how my house will be placed on the plot and what I’m allowed to change?
You don’t have to navigate plans, approvals or applications alone. From placing the house on the stand to National Home Builders Registration Council (“NHBRC”) enrolment and municipal plan submission, we at Homes For All take care of everything. This includes the careful siting of each house – usually oriented north to optimise natural light and reduce energy costs over time.
That same level of personal care runs throughout the journey. After selecting a unit and finalising paperwork, our clients meet with the team to confirm finishes, sign necessary documents and prepare for submission to the municipal council. Once all approvals are secured and transfer of the stand takes place, building begins.
Construction times vary depending on the size of the home, but buyers can generally expect their new house to be ready within four to six months of transfer. Upon completion, there’s a full handover process and a clear aftercare period where any defects are resolved – ensuring a professional, end-to-end experience.
Why choose Homes For All over another developer?
In a market filled with promises and polished brochures, it’s easy to feel uncertain about who to trust. But when it comes to delivering on what matters – affordability, quality, guidance and genuine care – we, at Homes For All, rise above the rest. Here’s how we do it:
1. All-Inclusive Pricing
One of our biggest differentiators is our pricing model. Our Homes For All packages are genuinely all-inclusive. That means no surprise costs, no hidden fees and no last-minute expenses that catch buyers off guard.
Included in the package price are bond and transfer fees, agents’ commission, interim interest, water and electricity connections and municipal application fees. There are no separate invoices or third-party surprises. Everything is built into the original quote – offering transparency and confidence to buyers from the very start.
2. Hands-On Support and Simplicity
We, at Homes For All, are proudly hands-on. The team does more than build homes – they walk the journey with every client. From the moment a buyer expresses interest, through financial assessments, council approvals, building inspections and the eventual handover, they are guided every step of the way.
For clients unfamiliar with reading building plans or interpreting council processes, the team sits down with them to explain every detail. Plans are carefully walked through – helping clients understand how to visualise space, where utilities will be placed and how best to plan for the future.
Even complex concepts – like north-facing layouts, building line restrictions or sewer connections – are demystified in these personal consultations. Clients are never left feeling uncertain or overwhelmed. Instead, they’re supported, informed and involved.
3. Experience and Stability
With over 20 years of development experience, Homes For All brings stability and consistency to the table. Our relationships with local municipalities, architects and engineers ensure that plans are submitted correctly, delays are minimised and quality is never compromised.
Our team is adept at managing different municipal requirements across regions. Whether a council accepts digital submissions or demands in-person paperwork, the team knows the processes and keeps everything moving on time.
4. Flexibility Where It Matters
While our house layouts are pre-designed to streamline efficiency and approvals, at Homes For All, we still build in flexibility where it counts. Clients can adjust plug points, window sizes (within fenestration allowances) and select different finishes.
Optional extras like built-in cupboards, tiles or upgraded fittings can be added during the early contract phase. We offer two main specification options – Standard (with screeded floors) and Deluxe (which includes tiles, cupboards and enhanced features).
This gives our clients the ability to personalise their homes – while still enjoying the cost and efficiency benefits of a standardised build process.
5. Post-Completion Guarantees
After handover, we continue to support homeowners through a structured maintenance period. Each home comes with a three-month defect liability window, during which minor issues like sticking doors or finishing snags can be addressed.
There’s also a one-year roof leak guarantee and a five-year structural warranty through National Home Builders Registration Council (“NHBRC”) enrolment. These guarantees are more than just paperwork – they’re backed by site inspections and ongoing quality control checks.
6. OwnershipMost Homes For All properties are full title – meaning our clients own both the house and the land it stands on. This offers greater freedom and long-term value compared to sectional title, which are governed by body corporates.
With full title ownership, buyers can apply to extend their homes, add structures or renovate freely – within council guidelines. This level of autonomy is particularly appealing to families and those looking to personalise or expand over time.
A Thoughtful Approach to Development
We, at Homes For All, carefully plan each development to foster more than just functional living – we aim to create real communities. Streetscapes, green spaces and strategic locations across Gauteng form part of a broader, long-term vision.
Taking the promise off the page and onto the Ground: Homes For All’s commitment to affordable, quality homes
Our commitment to affordable, quality homes isn’t just wishful thinking – it’s rising, brick-by-brick, across Gauteng. Here’s a look at some of our flagship developments:
Presidents Place – Midrand’s full-title gem
Set among the tree-lined avenues of President Park,Presidents Place delivers 168 full-title homes that lock in long-term value for families and first-time buyers alike. Wide streets, large open areas and a single entrance create a safe, community-focused environment, while solar geysers and LED lighting keep monthly costs low. Its sweet-spot location – minutes from the N1, R21 and the Midrand Gautrain – means you can live suburban-quiet yet commute city-fast. With construction having started this year, Presidents Place is an irresistible proposition for anyone looking for affordable homes in Midrand.
GreenOak Estate – Secure living in Booming Boksburg
If you’ve been looking for a secure estate in Boksburg, GreenOak Estate will keep popping up – and for good reason. Phase 1 of the GreenOak Estate development offers 167 full-title homes in eight flexible layouts with a single access gate, electric perimeter fencing and burglar-bar protection giving genuine peace of mind, while solar geysers and generous green belts place sustainable living centre-stage. Direct access to Commissioner Street, proximity to top schools and malls and a quick hop to OR Tambo make daily life effortlessly convenient for families and investors alike.
Tirong Terraces – Growing Roots in Kya Sands
North-west Johannesburg’s growth corridor is heating up and Tirong Terraces puts you right in the middle of it. With over 50% of the development already occupied and less than 60 of the 170 full-title stands still available, momentum is building fast. Transfers are well underway and new homes are rising by the week. Its Randburg address, energy-efficient builds and Homes For All’s signature all-inclusive pricing make Tirong Terraces a top choice for homebuyers searching for full-title stands in Randburg or new houses in Kya Sands.
Every one of our developments shares the same Homes For All DNA: transparent pricing, energy-smart design, rock-solid guarantees and human-centred support. Whether you choose a starter home in Presidents Place or a family haven in GreenOak Estate or Tirong Terraces, you’re securing more than bricks – you’re investing in a future built on trust.
At Homes For All, Building Houses is just the Beginning
Our true mission is rooted in building futures – by removing barriers to homeownership, by simplifying complicated processes and by offering quality homes at prices that South Africans can afford.
Whether it’s our transparent pricing, step-by-step guidance or lasting guarantees, we, at Homes For All, have created a blueprint for what a home-building journey should feel like: informed, exciting and filled with possibility.
Because for us, it’s never just about bricks and mortar. It’s about the people inside – and the lives they’re building, one home at a time.
Ready to turn the key on your own story of homeownership?
Explore our developments, run an affordability check and let us walk you through every step. Your address – and your future – could be just months away.
This article is intended to provide general guidance and insight into the Homes For All experience. While we’ve done our best to ensure the information is accurate and up to date at the time of writing, some details may change. For the most accurate and personalised advice, we always recommend speaking directly with the Homes For All team. This article does not constitute legal or financial advice.
Speak to one of our team to find out more.Email: sales@homesforall.co.zaFacebook – https://www.facebook.com/Homesforalll/Instagram – https://shrturl.app/U5gWJTWhatsApp – +27 82 721 2570
Homes For All holds a Fidelity Fund Certificate issued by the Property Practitioners Regulatory Authority (PPRA) [...]
With the recent reduction in the interest rates and the expectation for a further cut in November, the South African property market is bouncing back, and Presidents Place, a new housing development by Homes for All, is leading the way.
Offering affordable homes in one of the country’s rapidly expanding areas, it’s no surprise that these properties are selling fast. If you’re a first-time buyer or an investor looking for properties in South Africa, you won’t want to miss out on this opportunity. From its affordability to its strategic location and attractive financing options, Presidents Place has everything that makes it a high-demand development. Here’s what sets it apart.
Location and Connectivity
One of the main reasons for the rapid sales at Presidents Place is its unbeatable location. Situated in President Park, the development is in the heart of Midrand, one of South Africa’s fastest-growing suburbs. Midrand’s central position between Johannesburg and Pretoria makes it a highly desirable area for both professionals and families. The development is conveniently located near Ebony Park and Halfway House, allowing residents to benefit from the vibrancy and amenities of these neighbouring suburbs.
Presidents Place offers excellent access to major transport routes, which is a significant advantage for those commuting to Johannesburg, Pretoria, or other nearby commercial hubs. The development is close to Olifantsfontein Road, connecting to both the N1 and R21 highways. These routes are the lifeblood of the Gauteng province, providing seamless travel to major business centres, shopping districts, and entertainment venues.
For those who rely on public transport, the Midrand Gautrain station is just a short drive away, offering fast, efficient travel to Sandton, Pretoria, and OR Tambo International Airport. This connectivity ensures that residents of Presidents Place will enjoy all the benefits of city life while residing in a quieter, suburban setting. The prime location also boosts the development’s appeal, particularly for first-time buyers seeking a home that combines convenience with affordability.
Development Features and Specifications
The success of Presidents Place can also be attributed to the thoughtful design and high-quality features that set it apart from other new housing developments in the area. This project offers 168 full-title stands, giving buyers the chance to own their property outright – an important factor for long-term security and investment. Full-title ownership provides peace of mind, as homeowners have complete control over their property, a significant advantage over other types of ownership such as sectional title schemes.
Each home in Presidents Place is designed with modern living in mind. From spacious layouts to energy-efficient features, the development offers the perfect balance between style and sustainability. The homes feature open-plan living areas, modern kitchens, and ample outdoor space, allowing families and individuals to enjoy a comfortable, flexible lifestyle.
Incorporating energy-efficient technologies like solar geysers, LED lighting, and building methods, the development is not only eco-friendly but also helps residents save on utility costs. With rising electricity costs and ongoing environmental concerns, this is a major advantage for buyers who are looking for affordable yet sustainable housing solutions. Additionally, water-saving systems are in place, which is a crucial feature in South Africa’s water-scarce environment, further enhancing the long-term value of these homes.
Presidents Place has been meticulously planned, with wide streets, ample open space, and an emphasis on security. The high perimeter wall and single entrance provide residents with peace of mind, ensuring that the development is both safe and family-friendly. These features make it highly attractive to buyers who are looking for a secure, affordable housing option in Midrand.
Community Benefits and Surrounding Amenities
Location and design are not the only factors driving high demand at Presidents Place. The surrounding community and access to essential amenities are also significant draws. Families with children will find the development particularly appealing, as there are several reputable schools in the vicinity. Ebony Park Primary School, Midrand High School, and Tembisa High School are just a few examples of the nearby educational institutions that provide quality education and a range of extracurricular activities.
For healthcare, residents have access to well-established facilities such as Tembisa Hospital and the Midrand Medical Centre. These institutions provide a full range of medical services, ensuring that families have quick and easy access to healthcare when needed. Proximity to these healthcare providers adds another layer of convenience and security for residents, particularly families with young children or elderly relatives.
In terms of shopping and leisure, Presidents Place is perfectly positioned. The development is just a short drive from major retail hubs such as the Mall of Africa, Carlswald Lifestyle Shopping Centre, and Boulders Shopping Centre. These shopping centres offer everything from supermarkets and pharmacies to high-end fashion outlets and electronics stores. For leisure, there are plenty of restaurants, cafes, and entertainment venues nearby, making it easy for residents to enjoy their downtime without having to travel far.
Another standout feature of Presidents Place is its green spaces and communal areas, designed to foster a sense of community and encourage outdoor activities. The development includes landscaped parks, walking paths, and playgrounds, creating a family-friendly environment where residents can relax and socialise. These communal spaces are perfect for outdoor activities such as jogging, family picnics, and even small community events, contributing to the overall lifestyle benefits of living at Presidents Place.
Attractive Financing Options for First-Time Buyers
The affordability of Presidents Place is a major factor driving its high demand, particularly for first-time homebuyers. Homes for All has worked closely with financial institutions to provide attractive financing options that make homeownership accessible to more people. These financing solutions are designed to assist first-time buyers in securing a home loan, offering competitive interest rates and flexible repayment terms.
Don’t Miss Out on This Opportunity
Presidents Place is more than just a housing development; it’s an opportunity for individuals and families to invest in affordable homes in one of Gauteng’s most promising areas. With its prime location in President Park, excellent transport links, proximity to key amenities, and first-time buyer-friendly financing, it’s no surprise that these properties will be in demand.
Whether you’re looking for a home that offers the perfect blend of convenience, affordability, and security, or you’re an investor looking to capitalise on fast-selling properties in South Africa, Presidents Place is the development for you. With construction starting early 2025, an added bonus is that if you buy now, you secure your asset at 2024’s prices, but will only start paying in 2025.
Don’t miss out on your chance to secure a home in this exciting new development – now is the time to act!
We take pride in exceeding expectations and making the dream of homeownership a reality for everyone. Contact us at Homes For All, and we’ll help you find the perfect place to call home.
Read our previous article here
Speak to one of our team to find out more.Email: sales@homesforall.co.zaFacebook – https://www.facebook.com/Homesforalll/Instagram – https://shrturl.app/U5gWJTWhatsApp – +27 82 721 2570
Homes For All holds a Fidelity Fund Certificate issued by the Property Practitioners Regulatory Authority (PPRA) [...]
